You are here: Home > Business Insurance > Commercial Drone Insurance


Commercial Drone Insurance

Droneguard are a specialist provider of UAV insurance. Policies can be purchased online and offline specifically for commercial drone operators and all policies meet the regulations of EU 785/2004. The policy is underwritten by one of the biggest aviation insurers providing A rated security to our policyholders.

Droneguard is currently available to UK and Irish Residents.



Drone Public Liability & Hull Insurance

Public liability and hull insurance for theft, loss & damage for commercial drones users.

  • Specialist drone aviation policy wording cover for commercial use of drones
  • We can cover multiple drones and multiple CAA qualified pilots
  • No exclusions or distinctions between hazardous and non-hazardous locations
  • meets EU regulation EC785/2004 and CAA requirements
  • Our policy will cover you for bodily injury and damage to third parties caused by your drone, up to £10 million for online quotes or call us for higher limits
  • Providing cover for loss, theft or damage, at your premises or in transit

Public liability insurance

Our policy provides public liability including aviation liabilities specifically for commercial drone operators who operate under a PfCO and have a recognised qulification. Public liability insurance protects you and your business from any potential claims from any third party due to the activities of your business. If you were to accidentally damage someone’s building or car you would be covered. You would also be covered if you were to accidentally cause bodily injury to anyone. Many companies that you work for may request proof that you have public liability insurance in place and the limit they want you to have. We are able to offer a wide selection of liability limits starting at £1m and increasing to £10m.

Hull & Equipment Insurance

Get your equipment protected from any mishaps that may happen whether flying or not. We can cover your airframe and any equipment or payload that you may have attached. We can obtain drone insurance quotes for you for fixed wing aircraft, multi rotor and hybrid configurations. Obtain quoted for multiple payloads including standard cameras, thermal imaging cameras or even LIDAR scanners. Cover includes theft, loss & damage whilst in transit and includes covers whilst in flight.

How much does drone insurance cost?

We currently offer two main sections to our policy which are public liability insurance and hull insurance.

An annual policy for public liability starts anywhere from £230 dependent on the limit of liability.

As a rough indication you could expect to pay the following for a liability policy

  • £1,000,000 Liability limit from £230 per year
  • £2,000,000 Liability limit from £330 per year
  • £5,000,000 Liability limit from £422 per year
  • £10,000,000 Liability limit from £588 per year

If you want to add on cover for your drone for theft, loss & damage the cost of an annual premium including cover for damage to drones and payload can cost from:
  • £1,000,000 Liability plus £300 drone/payload – prices from £260 a year
  • £1,000,000 Liability plus £1,000 drone/payload - prices from £361 a year
  • £1,000,000 Liability plus £2,000 drone/payload – prices from £330 a year

Commercial Drone Insurance FAQs

What is a drone and what’s the difference between a drone, UAV, UAS and RPAS?

A drone is a vehicle which is does not have a human pilot on-board. They are piloted manually using a remote control or autonomously from the ground using a control station running specific software.

There are many types of different names for drones including but not limited to:
  • Remotely piloted aircraft system (RPAS)
  • Unmanned aerial vehicle (UAV)
  • Unmanned aerial system (UAS)

How do I show the CAA that your cover is compliant EU regulation 785/2004?

When you are applying for a new PfCO or a renewal the CAA will require proof of insurance before issuing your permissions. Our policy fully complies with their requirements. Along with your policy schedule you will receive a pre filled form that verifies your insurance meets the minimum standards required from the CAA.

Do I need to have any drone qualifications to buy insurance?

All operators named on the policy will have to have completed a recognised NQE course or similar to fully meet the conditions of the policy. The company that is insured will also have to be the holder of the PfCO.

Do you cover hired in equipment?

We can cover this. We will want to know some more information so please contact us to provide this and we will be happy to help.



Commercial Drone Insurance Claims

Our commercial drones insurance claims team are available to provide the best claims service possible. If you have has an accident or an incident please contact us and we help you along the way.

Need to make a claim?

Call us on: 0207 112 8140

Fill out a claims form

Visit the dedicated Droneguard claims page to find a claims form Droneguard Claims

Online claim submission

We are currently working on a claims submission form which will be available shortly.

Industries we can cover:
  • Property
  • Estate agents
  • Construction
  • Surveyors
  • Agriculture and farmers
  • Photographers & Videographers
  • Film & Media professionals
  • Security and surveillance
  • Search & Rescue