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Home & Legacy Prestige Home Insurance

Versatile Buildings & Contents Insurance designed exclusively for affluent high net worth individuals

The home & legacy prestige home insurance provides superior quality and service which is tailored to suit your individual needs.

If you would like to discuss your requirements then please give us a call or request a callback.


Prestige Buildings Insurance

As standard the home & legacy prestige home insurance provides all risks for the structure of your home and includes cover for swimming pools, garages, stables and all domestic outbuildings. Additional homes can be added in the UK under the same policy.

Up to £10,000 for trace and access to leaking pipes in the home

Up to £2m property owners liability

Up to £2,500 for trees, shrubs, plants and lawns

Up to 10% of the sum insured to permanent outdoor items such as statues and garden ornaments

Up to 20% of the sum insured for alternative accommodation

Replacement of locks and keys

Prestige Contents and Valuables

The home & legacy prestige policy has worldwide all risks including accidental loss or damage including:

Relatives effects in a nursing/residential home or students possessions - up to £5,000

Trailers, domestic gardening equipment, golf buggies, electric wheelchairs and toys

Food in freezers and fridges

Up to £2,500 for deeds and personal documents

Up to £5,000 for guests personal effects

No need to specify the individual value of fine art and antiques up to £15,000

No need to specify the individual value of jewellery, watches and guns up to £5,000

Up to 20% of the sum insured up to 60 days for new acquisitions and gifts

Employers Liability - up to £10m



Who is it for?

What is covered?

Why you need it?

Owners of higher value homes and possessions, with cover for:
  • Prized collections of antiques
  • Fine art
  • High end electronic equipment
  • Expensive jewellery
  • Swimming pools
  • Stables
  • Second homes

Worldwide All Risks including:
  • £2m Property owners liability
  • Underground pipes & cables
  • Up to 20% sum insured for alternative accommodation
  • Fine art and antiques, single article limit of £15,000
  • Jewellery, watches and guns, single article limit of £5,000
  • Up to £10,000 business contents

To protect You, Your home and contents from:
  • Theft by Third Parties
  • Fire and Water Damage
  • Malicious and Accidental Damage
  • Public Liability Claims
  • Cover you for Legal Expenses
  • Enable you to pay any damages you may be liable for

Additional Benefits Include

Home & Legacy Prestige


  • Family legal protection up to £100,000
  • Identity theft up to £50,000
  • Home emergency assistance up to £500
  • Accidental damage is included as standard

A very exclusive range of versatile insurance designed for owners of contents in excess of £75,000.

Properties can be added to your portfolio and managed from one home insurance policy.

Other Information

All risks means that we cover the usual perils of fire, storm, flood etc, but the cover extends to include other claims that may occur to your home or possessions.

We do need to know if your home will be unoccupied for more than 45 continuous days and cover will exclude damage from escape of water and oil, theft and malicious damage unless we agree otherwise.

If you have anymore questions about the home & legacy pestige home insurance, please call us on 0207 112 8940