You are here: Home > Home Insurance > High Net Worth Home Insurance > Classic Home Insurance > Prestige Home Insurance


Prestige by Prestige Underwriting Home Insurance

Versatile Buildings & Contents Insurance designed exclusively for owners of high value homes and possessions

The Prestige insurance policy by Prestige Underwriting provides flexible cover which allows you to select the levels of buildings and contents insurance to meet your individual needs

If you would like to discuss your requirements then please give us a call or request a callback.



Prestige Buildings Insurance

The Prestige policy provides first class buildings cover for valuable properties and includes cover for swimming pools, garages, stables and domestic outbuildings.

Buildings insurance is available for property up to a maximum sum insured of £500,000. Cover also includes:

Accidental damage as an optional extra

Property owners liability- up to £2m

Temporary accommodation - up to 20% of the sum insured

Prestige Contents and Valuables

Comprehensive cover for the contents of your home including valuables.

Providing cover for household goods and personal belongings against loss or damage from specific perils such as: fire, theft or malicious damage. The following cover is also included:

Employers Liability - up to £10 m

Property owners liability - up to £2m

Accidental breakage to audio and visual equipment, mirrors, glass and personal computers

Extensions of cover are available for:

Accidental damage as an optional extra

Up to £5,000 or 10% of the sum insured for gold, silver, gold and silver plated articles, hewellery and furs

Up to £300 for pedal cycles




Who is it for?

What is covered?

Why you need it?

Owners of Valuable Rural or City Homes with:
  • Prized collections of antiques
  • Fine art

Photographic equipment

  • Valuable jewellery
  • Swimming pools
  • Stables
  • Tennis courts

Included as standard:
  • Buildings insurance from £35,000 up to £500,000 Contents insurance from £15,000 up to £100,000
  • Replacement of deeds or documents up to £1,500
  • Maximum sum insured for specified items - £5,000
  • Up to £2m Personal Liability
  • Up to £10m Employers Liability

To protect you, your home and contents from:
  • Theft by third parties
  • Fire and Water Damage
  • Malicious and Accidental Damage
  • Public liability claims
  • Cover you for Legal expenses

Additional Benefits Include

Prestige Insurance


  • Buildings insurance is index linked
  • Up to £25,000 Legal Expenses
  • Discounts available for no claims
  • Death benefit of £5,000

High quality versatile home insurance designed for owners of higher value homes and their possessions.

Policies can be tailored to meet your specific insurance needs. Single article limits of £2,500 or up to 10% of sum insured valuables.

Other Information

We do need to know if your home will be unoccupied for more than 30 continuous days and cover will exclude damage from escape of water and oil, theft and malicious damage unless we agree otherwise.

If you have anymore questions about the home & legacy prinicpal home insurance, please call us on 0207 112 8940