Prestige by Ageas Homeguard Insurance

Versatile Buildings & Contents Insurance designed exclusively for owners of high value homes and possessions

The Ageas Prestige Homeguard insurance policy provides flexible cover which allows you to select the levels of buildings and contents insurance to meet your individual needs.

If you would like to discuss your requirements then please give us a call or request a callback.


Ageas Buildings Insurance

The Ageas Prestige Homeguard policy provides first class buildings cover for prestigious properties and includes cover for swimming pools, garages, stables and domestic outbuildings.

Buildings insurance is available for property up to a maximum sum insured of £1m. Cover also includes:

Accidental damage as an optional extra

Property owners liability- up to £2m

Temporary accommodation - up to 20% of the sum insured

Cover for loss or damage to your garden

Ageas Contents and Valuables

Comprehensive cover for the contents of your home including your prized fine art, antiques and valuables.

Providing cover for household goods and personal belongings against loss or damage from specific perils such as: fire, theft or malicious damage. The following cover is also included:

Employers Liability - up to £10 m

Unpaid damages - up to £2m

Accidental breakage to audio and visual equipment, mirrors, glass and personal computers

Extensions of cover are available for:

Accidental damage as an optional extra

Unspecified personal belongings includes 60 days worldwide cover per annum

Specified personal belongings

Pedal cycles



Who is it for?

What is covered?

Why you need it?

Owners of High Value Rural or City Homes with:
  • Prized collections of antiques
  • Fine art

Photographic equipment

  • Expensive jewellery
  • Swimming pools
  • Stables

Included as standard:
  • Buildings insurance from £120,000 up to £1m
  • Contents insurance from £60,000 up to £150,000
  • Replacement of deeds or documents up to £5,000
  • Maximum sum insured for specified items - £20,000
  • Christmas gifts up to £5,000
  • Up to £2m Personal Liability
  • Up to £10m Employers Liability

To protect you, your home and contents from:
  • Theft by third parties
  • Fire and Water Damage
  • Malicious and Accidental Damage
  • Public liability claims
  • Cover you for Legal expenses
  • Enable you to pay any damages you may be liable for

Additional Benefits Include

Principal Insurance


  • Discounts available for voluntary excesses
  • Buildings insurance is index linked
  • 24/7 Claims helpline
  • Domestic and legal helpline

High quality versatile home insurance designed for owners of higher value homes and their possessions.

Policies can be tailored to meet your specific insurance needs. Higher specified item limits of £5,000 (or 10% of sum assured) for contents and valuables including art and antiques.

Other Information

We do need to know if your home will be unoccupied for more than 30 continuous days and cover will exclude damage from escape of water and oil, theft and malicious damage unless we agree otherwise.

If you have anymore questions about the home & legacy prinicpal home insurance, please call us on 0207 112 8940